Supplementary insurance

ASCERTAIN WHETHER YOU HAVE SUPPLEMENTARY HEALTH INSURANCE

You could cover all your expenses with supplementary health insurance. Also remember that healthcare services are tax deductible. There are almost 15 million Italians who benefit from some form of supplementary health insurance. Many employees, self-employed professionals, artisans – and pensioners, however, are unaware that they may have already acquired, through their professional activities, supplementary health insurance with all the associated advantages.

Beneficiary Identikit
Nella maggior parte dei casi, appurare se è possibile usufruire dell’assistenza sanitaria integrativa è semplice.

Are you an employee?
Check your pay envelope for the presence of an item related to deductions for healthcare fund or private health insurance.

Are you a self-employed professional enrolled on a Professional Registry?
You need do no more than ask for information from your Professional Association or consult its website.

Are you a pensioner?
Check your past work situation, getting information from your ex-company or occupational representatives. Indeed, in some cases coverage for those who were beneficiaries during their professional life is extended into retirement as well.

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WHAT IS SUPPLEMENTARY HEALTH INSURANCE

Supplementary health insurance is a type of protection which allows one to supplement and/or substitute public provision of medical-healthcare services. One can subscribe to it independently, it can be part of the benefits a company makes available to its employees or included in the rights increasingly provided under one’s National Collective Bargaining Contract, by Supplemental Company Contracts and by the rules of various Professional Registries.

Direct and indirect reimbursement

Supplementary health insurance allows one to obtain total or partial reimbursement for many healthcare services provided by your trusted provider. However the methods for reimbursement vary according to the type of company or policy and based on the agreement in place between the issuing Entity and the chosen GVM organization.

If there is an agreement  > reimbursement is direct

If there is no agreement > reimbursement is indirect